We are willing to bet that you heard the following from multiple adults while growing up: “If you don’t have anything nice to say, don’t say anything at all.” Whether it came from your parents, your teacher, your minister, or a friend, it’s good advice.

Unfortunately, that advice is not being taken to heart by creditors. Creditors have one goal: make someone’s life a living hell until it is so unbearable that they have no choice but to cough up the money by any means possible.

If you are currently in financial peril you know that “living hell” is not an overstatement when it comes to the tactics of creditors. Their collections agents call your home at all hours of the day, send threatening letters, and even call your place of employment to badger you.

The things they say are awful, whether they are calling you a deadbeat or telling you that you are a disappointment to your family and setting a bad example by having outstanding debts.

That’s enough! 

It does not have to be this way and filing for bankruptcy can put an immediate stop to the harassment that has taken over your life. When a person files for bankruptcy, an automatic stay will go into effect that prevents creditor harassment, wage garnishment, and even repossession. If creditors continue to call you they will be violating the law and risking legal action.

Are you ready to put a stop to the harassment and have a chance at a fresh start? Contact us today for a free consultation with a proven bankruptcy attorney.